The Eastern District of Pennsylvania recently gave another reminder why cyber insurance should be part of any comprehensive insurance portfolio.  In Construction Financial Administration Services, LLC v. Federal Insurance Company, No. 19-0020 (E.D. Pa. June 9, 2022), the court rejected a policyholder’s attempt to find coverage under its professional liability insurance for a social engineering incident that defrauded over $1 million.

Continue Reading Don’t Put All Your Eggs in the Silent-Cyber Basket

Because of the potential exposure associated with wildfires, many insurers have attempted to withdraw from the property coverage market in various states. In this post in the Blog’s Wildfire Insurance Coverage Series, we discuss the challenges businesses and individuals face in obtaining wildfire insurance coverage, and the regulatory scheme that is intended to help them secure adequate coverage.

Continue Reading Wildfire Insurance Coverage Series, Part 6: Ensuring Availability of Insurance and State Regulations

In what is an unfortunate sign of the times, Springpoint Senior Living, Inc. recently sued its insurers in New Jersey federal court claiming they abruptly stopped covering Springpoint’s defense costs after doing so for nearly a decade.  A copy of the complaint can be found here. Springpoint’s allegations are emblematic of a growing trend among insurers taking drastic measures to avoid coverage, which is no doubt in response to the tightening economic conditions and looming recession around the globe. 

Continue Reading A Sign of the Times: Policyholder Forced to Sue Insurers to Resume Payment of Defense Costs

Hunton Andrews Kurth has continued its national expansion and increased presence in New England by hiring Janine Hanrahan as an associate in the firm’s Boston office. This newest hire, coupled with promotion of Boston-based partner Geoffrey Fehling this Spring, supports Hunton’s strategic growth and broad insurance expertise in the Bay State alongside the office’s existing cadre of attorneys with experience in commercial litigation, complex business disputes, labor and employment, and government and corporate investigations, among other areas.

Continue Reading Insurance Recovery Group Expands New England Presence With New Boston Hire

Pugs’ button noses and claim recognition
Broad coverage grants and puppies who listen
Insurance policies tied up with strings
These are a few of our favorite things

Earlier this year, New York passed a law addressing dogs and homeowners’ insurance. Some insurers selling homeowners’ insurance policies will decide whether and how to issue coverage based on the type of dog residing with the homeowners. For example, these kinds of dogs may result in lower premiums or more favorable terms than other dogs: [1]

Continue Reading Dogs And Insurance, These Are A Few Of Our Favorite Things (Pictures Included!)

Insurance policies provide different levels of insurance coverage and even if the amount purchased was adequate at one time, developments over time (e.g., inflation, upgrades, regulatory changes and surge pricing) may leave the policyholder underinsured. In this post in the Blog’s Wildfire Insurance Coverage Series, we emphasize the need for policyholders to take a close look at the policy’s terms to select the right type and amount of coverage for a potential loss.

Continue Reading Wildfire Insurance Coverage Series, Part 5: Valuation of Loss, Sublimits, and Amount of Potential Recovery

A post on the Hunton Employment & Labor Perspectives Blog recently discussed how Democrats in the House of Representatives sought to amend the Federal Labor Standards Act (FLSA) as part of new proposed legislation called the “Wage Theft Prevention and Wage Recovery Act”. The post concluded that the legislation, if enacted, would increase both the frequency and severity of not only FLSA collective actions but also of investigations and enforcement actions by the Department of Labor’s Wage and Hour Division.

Continue Reading Assessing Wage and Hour Insurance Coverage Following Proposed FLSA Amendments

Business loss is not limited to fire or smoke damage to its own property – it often arises from damage to the supply chain. In this post in the Blog’s Wildfire Insurance Coverage Series, we look at what coverage may exist when wildfire damages an entity’s supply chain.

Continue Reading Wildfire Insurance Coverage Series, Part 4: Coverage for Supply Chain Related Losses

Even when claims are within the scope of coverage, insurers often rely on exclusions in an attempt to avoid coverage for wildfire claims. In this post in the Blog’s Wildfire Insurance Coverage Series, we discuss the interplay between coverage grants and exclusions, and the “anti-concurrent cause” provision.

Continue Reading Wildfire Insurance Coverage Series, Part 3: Standard Form Policy Exclusions

For many policyholders, smoke emanating from wildfire causes as much if not more damage than the fire itself.  In this post in the Blog’s Wildfire Insurance Coverage Series, we discuss damages caused by smoke emanating from wildfires.

Continue Reading Wildfire Insurance Coverage Series, Part 2: Coverage for Smoke-Related Damages