Hunton Insurance Lawyers Discuss Recent Decision Requiring D&O Insurers to Advance Defense Costs

In an article recently featured on The D&O Diary, Hunton & Williams insurance lawyers Syed Ahmad, Brittany Davidson, and Andrea DeField discuss a recent New York trial court’s award of an injunction requiring D&O insurers to advance defense costs to their insured pending resolution of the underlying lawsuits. The full article can be found here.

New York Cybersecurity Deadline Highlights Importance of a Comprehensive Insurance Coverage for Cyber Risks

As we and our sister blogs have previously reported (see here, here, and here), the New York State Department of Financial Services enacted Cybsersecurity Requirements for Financial Services Companies, 23 NYCRR 500, on March 1, 2017. The first certification of compliance with this regulation is due today, February 15, 2018.

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Hunton Insurance Recovery Leader Addresses Top Insurance Issues Facing Employers

Hunton & Williams Insurance Recovery leader, Walter Andrews, discusses the top insurance issues facing employers in Part 2, of a two-part video series.  Part 1 of the series is available here.

Florida Federal Court Reinforces Principle That Precise Policy Language Is Required Before An Insurer Can Deny Coverage Based On An Exclusion

A recent ruling by U.S. District Judge Paul Byron of the Middle District of Florida has made clear that the actual words used in an insurance contract matter. The court, in Mt. Hawley Insurance Co. v. Tactic Security Enforcement, Inc., No. 6:16-cv-01425 (M.D. FL. 2018), denied an insurance company’s motion for summary judgment attempting to rely on an exclusion to deny coverage to its policyholder.  The policyholder, Que Rico La Casa Del Mofongo, operated a restaurant establishment in Orlando, Florida, and sought coverage for two negligence lawsuits filed against it for allegedly failing to prevent a shooting and another violent incident on its premises.

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Sixth Circuit Appeal Underscores Numerous Marijuana Operations Insurance Coverage Issues

Commercial landlord KVG Properties Inc. has appealed a district court summary judgment ruling dismissing its claims under a first-party property policy issued by Westfield Insurance Company, arguing that the district court improperly rejected its claim because KVG’s tenants’ use of the property for marijuana growing operations was illegal under federal law. The appeal underscores the growing divide between state and federal marijuana laws and raises several important insurance coverage issues that will likely continue in the future.

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Insurer Must Pay To Defend Product Defect Claims From Date Of Product Installation

An Iowa federal court recently ruled that an insurer must pay its policyholder’s defense costs from the date of installation of the allegedly faulty product, even though the underlying suits failed to allege when damage purportedly occurred. The ruling opens the door under each of the policyholder’s successive liability policies from 2000 to 2008, allowing the policyholder to recover millions of dollars in defense costs.

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Labor & Employment Quick Takes: Top Insurance Issues Facing Employers, Part 1

With the wave of wage and hour litigation showing no signs of receding, employers often have questions about whether they should consider insurance coverage for these claims. In the first of this two-part interview, Hunton & Williams partners Emily Burkhardt Vicente and Walter Andrews discuss what employers need to understand about insurance coverage for state and federal wage and hour claims.  View the 5-minute video here.

California Court Holds that Drug- and Alcohol-related Injuries Are Not Barred by Professional Services Exclusion

On January 9, 2018, the Northern District of California held that the Nonprofits Insurance Alliance of California owed defense coverage to a pair of Scientology-based drug and alcohol rehabilitation centers for two lawsuits filed in Georgia and Oklahoma alleging that staff members had provided drugs and alcohol to patients, which resulted in injury and death. In Western World Ins. Co. v. Nonprofits Ins. Alliance of California, No. 14-cv-04466-EJD (N.D. Cal. Jan. 9, 2018), the court confirmed the broad scope of an insurer’s duty to defend under California law and rejected the insurer’s attempt to unreasonably expand the application of a “professional services” exclusion to avoid coverage.

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In Hazing Case, Court Finds Potential Coverage Under Homeowners’ Policy

As we have previously written, students accused of hazing can obtain coverage under a parent’s homeowners’ policy. See our prior post. A recent New York decision provides the latest example.

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