Most insurance policies include a period of limitation provision that limits how long policyholders have to sue their insurers for coverage under the policy. But those periods of limitation can be traps for the unwary. As with many insurance provisions, different states construe the same language differently. States not only start the clock at different times, some states pause the clock while the insurer considers whether it will provide coverage.
In an article recently published by the Insurance Coverage Law Center, Hunton attorneys explain some of the possible pitfalls when determining how long the period of limitation runs in COVID-19 coverage cases.