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A golf cart, at least according to a recent Eleventh Circuit ruling about insurance coverage for a minor driving a golf cart. GEICO Gen. Ins. Co. v. Gonalez, No. 21-13304.

The policy covered bodily injury arising from the use of a “private passenger, farm, or utility auto.” It defined “private passenger auto” as “a four-wheel private passenger, station wagon or jeep-type auto, including a farm or utility auto as defined.” …
Continue Reading What Has Four Wheels And Is An “Auto” But Not A “Car”?

In a recently published opinion, the Superior Court of New Jersey Appellate Division answered a question of first impression: whether the New Jersey Transportation Network Company Safety and Regulatory Act (the “Act”), which requires “transportation network companies” to provide at least $1.5 million in underinsured motorist insurance coverage, applies to food delivery services such as Uber Eats. …
Continue Reading No Coverage for Late Night Snacks: New Jersey Court Finds Uber Eats is Not Covered by State’s Insurance Coverage Requirements for Ride-Hailing Companies

On July 2, 2019, the Fifth Circuit held in Frederking v. Cincinnati Ins. Co.., that Cincinnati Insurance Company was on the hook for injuries resulting from a drinking and driving collision because the collision amounted to an “accident” under its insurance policy. 2019 U.S. App. LEXIS 19796, __ F.3d __, 2019 WL 2751700.…

Continue Reading Fifth Circuit Rules Drunk Driving Collision an Accident Under Auto Insurance Policy

Ride and homesharing technologies like Uber and Airbnb are now ubiquitous. Slice, an on-demand insurance provider, seeks to fill the gap between the demands of these on-the-go services and traditional insurance contracts, which may not cover home rental or car sharing. Slice users can pick and choose the dates for which they receive coverage. So, for example, a homeowner that rents her home to Airbnb renters for two nights can obtain coverage solely for those two nights.
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Continue Reading On-Demand Insurance Offers A Slice Of The Pie To Ride – And Home-Sharing Apps