On May 26, 2020, a California Court of Appeals (4th District) issued its decision in Mosley et al. v. Pacific Specialty Ins. Co.  The case arose in the context of a marijuana-growing tenant who rerouted a home’s electrical system and caused an electrical fire.  The issue was whether the homeowner’s policy covered the loss.  The trial court granted the insurer’s motion for summary judgment and, in a divided decision, the Court of Appeals reversed in part.

Continue Reading California Appellate Court Holds “Minimal Causal Connection” Satisfies Causation Requirement in All Risk Policies

Following the devastation of Hurricane Irma, the Florida Office of Insurance Regulation has entered an emergency order regarding insurance procedures for residential property policies to assist policyholders and streamline the claims process. The insurance commissioner’s order provides standardized requirements for claims reporting, grace periods for payment of premiums and performance of other duties by policyholders, and temporary postponement of cancellations and non-renewals. These include:

Continue Reading Florida Office Of Insurance Regulation Enters Emergency Order Regarding Hurricane Irma Claims

An insurance claim service in the UK is now offering policyholders a unique way to replace lost, damaged or stolen property – 3D printing. SBS Insurance Services says it is the first 3D printed jewelry insurance claim service to offer the technology, which allows it to “replace the irreplaceable.”  Using the technology, SBS touts that “thanks to 3D printing technology and a first-of-its-kind insurance claim service, UK policyholders at SBS Insurance will be able to receive identical, high value, 3D printed jewelry models that replace the previously irreplaceable.”

Continue Reading Property Lost, Damaged, Stolen? Just 3D-Print A New One!